Calculate Credit Card
Interest & Late Fees
Get accurate calculations for your credit card charges. Upload your statement or enter details manually.
Instant Results
Get immediate calculations for your credit card charges and know exactly what you'll pay.
Supports All Banks
Works with all major Indian banks including HDFC, SBI, ICICI, Axis, and more.
100% Accurate
Our calculations follow the exact same formula used by banks to determine your charges.
Calculate Your Credit Card Fees
Enter your transaction details or upload your credit card statement to get started.
Credit Card Interest Calculator
Frequently Asked Questions
How is credit card interest calculated?
Credit card interest is typically calculated daily, based on your average daily balance. The formula used is: (Outstanding Balance × Daily Interest Rate × Number of Days). Our calculator takes into account the exact number of days between your transaction and payment dates.
Are my credit card details safe?
Yes, absolutely. We don't store your full credit card information. When you upload PDF statements, we only extract the necessary transaction details to perform the calculations. All calculations are done securely on our servers.
Which banks are supported?
Our calculator supports all major Indian banks including HDFC, SBI, ICICI, Axis, Kotak, Yes Bank, PNB, IDFC, American Express, and Citibank. Each bank has its own specific rules for calculating late fees, which our system accurately incorporates.